Calculators
Each page uses the same core calculation code with explicit assumptions, validation, and estimate labeling.
Prefer reading first? Salary guides, tax guides, or job switch guides. Formula scope: Methodology.
FY 2026–27 (AY 2027–28) tax slabs in engine
Reviewed July 2026
CTC to in-hand
Free CTC to in-hand salary calculator for India. Enter your annual CTC or gross salary and get monthly take-home after PF, professional tax, and TDS — FY 2026-27 slabs. No registration.
Open calculator →EPF contributions
Estimate employee and employer EPF contributions on PF wage with optional statutory ceiling. EPS split not shown.
Open calculator →Final settlement
Sum payout lines and deductions you enter to estimate net final settlement. Does not infer statutory components.
Open calculator →Gratuity
Estimate gratuity using the common (15/26) formula and rough tax-exempt band for covered employers. Not legal advice.
Open calculator →HRA exemption
Estimate HRA exemption using the three-part test (rent, salary %, actual HRA). Old-regime context; estimates only.
Open calculator →Leave encashment
Estimate gross leave encashment from Basic+DA using a 26- or 30-day per-day rate. Tax rules vary; not payroll advice.
Open calculator →Notice period buyout
Find out exactly what your notice period buyout will cost before you talk to HR. Enter your gross salary and notice period — see the result instantly.
Open calculator →Offer comparison
Rank multiple offers by estimated monthly in-hand and CTC using numbers you provide. Consistency of methodology matters.
Open calculator →Old vs new tax regime
Side-by-side estimated tax after standard deduction: old regime (80C/HRA you enter) vs new regime — see which leaves more cash after tax. Simplified 87A; surcharge not modeled; not for filing.
Open calculator →Required CTC for target in-hand
Work backwards from your target monthly in-hand to find the required CTC — enter ₹1 lakh, ₹1.5 lakh, or any figure and see the gross and CTC range, factoring PF, tax regime, and employer-side costs.
Open calculator →Salary & tax breakdown
Estimate taxable income, TDS, PF, professional tax, and monthly in-hand salary for India (FY assumptions in-app). Not tax filing advice.
Open calculator →Salary hike
Compute absolute and percentage change between old and new annual CTC or gross figures.
Open calculator →Salary Reality Check
India salaried: estimated in-hand after tax/PF from CTC, minus rent and realistic monthly spend bands — see real savings left and a plain verdict. Not a budget app or filing tool.
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