Yes — good salary for solo living with savings; moderate for a young family in Delhi.
Fifteen LPA in Delhi gives ~₹1,14,400/month in-hand (new regime). At this gross, income tax is manageable (~₹21,000–₹24,000 annual TDS spread) and Delhi's zero PT keeps the paycheck clean. Most professionals at this band can afford a comfortable 1BHK in good South Delhi areas or a 2BHK in outer NCR.
How SalaryExit calculates estimates (methodology, FY scope, and limits).
At ₹15 LPA gross in Delhi, with ₹32,000/month rent, moderate lifestyle, new tax regime, and the same PF assumptions as the calculator below:
Figures come from the same engine as the embedded calculator — not your payslip. Adjust rent and tier below to match your life.
Mid-career professionals comparing a Delhi offer against NCR options, or evaluating a move from Bengaluru/Mumbai to Delhi at similar gross. Also useful for anyone assessing ₹15 LPA solo vs shared rent scenarios.
Comfortable for a single earner with ₹28–35k rent. Gets tight for a family in premium South Delhi (rent ₹45k+) or when school fees and dependent care enter the picture.
Solo earner scenario. A family setup with one child in a mid-tier school adds ₹12,000–₹20,000/month in costs that the default model does not capture — raise lifestyle tier or add to rent to stress-test.
We use ₹32,000/month as rent — a realistic solo 1BHK in Saket, Janakpuri, or Rajouri Garden, or a large 2BHK in Dwarka. After rent, moderate commute, and lifestyle spend, the modeled monthly surplus leaves room for SIPs and a small emergency fund build. It's not lavish but it's stable.
Delhi, metro commute band: on · Rent: ₹32,000/mo · Lifestyle: moderate · New regime · Basic+DA 45% of gross (PF).
Est. in-hand / mo
₹1,14,867
Est. savings / mo
₹41,867
Takeaway
Strong savings potential
What the verdict means here
Estimated savings are about 36.4% of in-hand (₹41,867/month left). That meets the strong band (about 28%+ of in-hand and at least ₹8,000/month) on this model — meaningful headroom for goals or emergencies.
Rent is your input; groceries, commute, utilities, and discretionary follow the moderate tier table (metro commute when checked).
Same engine as above — this block is pre-filled for ₹15 LPA in Delhi. Change rent, tier, or expense lines to match your life.
Edit the scenario below — CTC, rent, and lifestyle update estimated savings and the verdict instantly.
Takeaway
Strong savings potential
On these assumptions, a solid share of estimated in-hand remains after modeled spend — useful buffer for goals, emergencies, or EMIs.
Why this takeaway
Estimated savings are about 36.4% of in-hand (₹41,867/month left). That meets the strong band (about 28%+ of in-hand and at least ₹8,000/month) on this model — meaningful headroom for goals or emergencies.
What's driving it
Ideas to try
Estimated monthly in-hand (engine)
₹0
New regime; PF from Basic+DA (45% of gross), default PT.
Estimated monthly savings (after modeled spend)
₹0
Savings ratio ≈ 36% of estimated in-hand.
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Total modeled monthly expenses
₹73,000
Savings ratio
36.4%
Of estimated in-hand, after modeled spend.
In-hand vs modeled spend
Each segment is share of estimated monthly in-hand — a planning view, not accounting.
Rent plus four modeled categories — same numbers as the inputs above. Totals drive savings.
Same gross, tax-only view (compare to this page)
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Editorial note. SalaryExit publishes educational estimates with stated assumptions — not tax filing advice, legal opinions, or employer-certified payroll. Read the methodology and disclaimer. FY 2026–27 (AY 2027–28) tax slabs in engine. Site content last reviewed: June 2026. Calculator tax math was last aligned to Union Budget 2026 — no slab changes; new regime slabs from Budget 2025 continue; Section 87A (≤₹12L taxable); std. deduction ₹75,000; cess 4%. Surcharge and marginal relief are not modeled — validate Form 16 and CBDT circulars for filing.
Yes — ₹15 LPA gives ~₹1,14,400/month in-hand in Delhi (new regime, zero PT). It's a comfortable salary for a single earner and a workable starting point for a young family in outer areas with managed rent.
Very similar in purchasing power. Delhi has no PT (saves ₹2,500/year), slightly cheaper eating out and entertainment. Bengaluru has marginally better tech compensation growth trajectories at this band. Rent is broadly comparable for similar quality. Pick the city based on career opportunity, not small cost differences.
Yes, ₹15 LPA is above median for most formal-sector roles in Delhi NCR. It allows independent living with savings capacity. In Gurgaon or Noida (zero PT states), in-hand is the same or similar — the key differentiator is your specific employer, role growth, and pincode choices.